LUMEN BANK
LUMEN BANK
LUMEN BANK

Savings & Goals

Savings & goals you can actually see.

Name it, date it, and watch it grow—up to 4.1% interest, paid monthly.

Plan a goal

Put aside each week

$57.74

Round-ups

Spend $3.60 on coffee and we'll save the 40¢ change automatically.

Payday boost

Move a set amount into your goals the moment your salary lands.

Withdraw anytime

It's your money. Take it out whenever you need it—no penalties.

4.1%
AER on Plus savings
Monthly
interest payouts
Unlimited
savings goals
$0
withdrawal fees

Frequently asked questions

How is interest calculated?

Interest is calculated daily on your balance and paid into your goal on the first day of each month.

Is my savings money protected?

Yes. Savings are held in the same protected accounts as your everyday balance.

Can I have more than one goal?

Of course. Create as many goals as you like, each with its own name, target and date.

Can I lock a goal?

Yes. Lock a goal until a chosen date to help you resist temptation.

Bring your money into the light.

Open an account in about five minutes. No paperwork, no minimum balance.

Open an account