Fees & Pricing
Fees & pricing, in plain sight.
If something costs money, you'll see it here—and in the app before you tap.
Essential
$0 forever
- Current account & debit card
- Instant notifications
- Savings goals
- 2 free ATM withdrawals / month
Plus
$6 per month
- Everything in Essential
- Unlimited free ATM withdrawals
- Higher savings rate (4.1%)
- Priority human support
Premier
$15 per month
- Everything in Plus
- Metal card
- Travel insurance
- Fee-free currency exchange
Full fee schedule
| Monthly account fee | $0 |
|---|---|
| Card payments at home | Free |
| Card payments abroad | Free |
| Currency conversion | 0.35% |
| ATM withdrawals beyond allowance | $1.50 |
| Replacement card | $5 |
| Overdraft | We don't offer one |
- $0
- monthly fee on Essential
- 0%
- markup on card spending abroad
- 0.35%
- flat currency conversion fee
- 30 days
- notice before any price change
Frequently asked questions
Are there any hidden fees?
No. Every fee we charge is listed on this page and shown in the app before you confirm a transaction.
Can I change plans?
Yes. Upgrade or downgrade at any time from the app. Changes apply from your next billing date.
Will prices change?
If we ever change a fee, we'll tell you at least 30 days in advance, and you can switch or close your account at no cost.
What happens if I cancel?
There are no exit fees. We'll transfer your remaining balance to any account you choose.